Switzerland: Swiss National Bank introduces negative interest rate on deposits

23.01.2015

Switzerland’s central bank, Swiss National Bank (SNB) will introduce a negative interest rate on deposit accounts.

Impact on customers

The SNB has announced that from

22 January 2015

they are charging an interest rate of 0.25% on deposit accounts with balances of more than CHF 10 million held with them.

Clearstream Banking1 advises that customers with positive CHF balances are subject to negative interest rates. The SNB’s decision on 15 January to no longer hold the Swiss Franc at a fixed Exchange rate with the Euro impacts the negative interest rates CBL charges. Negative rates applied are based on daily overnight money market rates.

A further announcement will be made next week.

Further information

For further information, customers may contact Clearstream Banking Client Services or their Relationship Officer.

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1. Clearstream Banking refers collectively to Clearstream Banking AG, registered office at 61, Mergenthalerallee, 65760 Eschborn, Germany and registered in Register B of the Amtsgericht Frankfurt am Main, Germany under number HRB 7500, and Clearstream Banking S.A., registered office at 42, avenue John F. Kennedy, L-1855 Luxembourg, and registered with the Luxembourg Trade and Companies Register under number B-9248.